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3. Offering in to 'lifestyle inflation.' Here is the term some economical specialists have coined to describe what occurs when an individual's lifestyle rises commensurate together with his or her earnings. So if you practical experience a 10 p.c increase in your earnings, congratulations! But resist the urge to immediately strengthen your expending and prices by ten p.c. Go ahead and splurge on some thing great once you like, but strive to save just as much within the increased earnings as you can, rather than moving right into a more expensive home or selecting a costly new auto.
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